Disclaimer

disclaimer

About Stratea AI

Stratea AI is an innovative technology company specializing in AI-powered business planning solutions for entrepreneurs, startups, and growing enterprises. Its advanced AI Business Plan Generator helps users create comprehensive, professional, and investor-ready business plans in a matter of minutes. By leveraging artificial intelligence, market insights, and automated financial forecasting, Stratea AI simplifies the planning process, enabling businesses to develop effective strategies, identify growth opportunities, and make data-driven decisions with confidence. The platform is designed to save time, improve accuracy, and empower organizations to turn ideas into successful ventures.

This Disclaimer applies to stratea.ai, app.stratea.ai, and all related websites, applications, features, reports, documents, communications, and services provided by Stratea AI, doing business as “STRATEA” (“STRATEA,” “we,” “us,” or “our”) (collectively, the “Services”).

STRATEA is an AI Planning Assistant that helps users organize business information, explore assumptions, analyze or improve business plans, develop roadmaps, prepare projections, and create planning materials. This Disclaimer explains important limitations of the Services and all content or output made available through them.

By accessing or using the Services, you acknowledge and accept this Disclaimer. This Disclaimer should be read together with the STRATEA Terms of Use, Privacy Policy, and any order form, subscription agreement, data processing addendum, or other agreement that applies to your account. If a signed agreement expressly conflicts with this Disclaimer, the signed agreement controls to the extent of that conflict.

1. General information and planning assistance

The Services provide automated business-planning assistance for general informational and organizational purposes. STRATEA does not know every fact relevant to your business, market, jurisdiction, funding application, professional engagement, or personal circumstances. Content produced by the Services is not a substitute for independent research, professional judgment, due diligence, or advice from qualified professionals.

You must independently review, verify, and approve every material fact, assumption, calculation, citation, recommendation, and conclusion before relying on, submitting, sharing, publishing, or implementing it.

2. AI-generated content may be inaccurate

The Services use automated systems to interpret information and generate questions, summaries, analyses, scores, recommendations, drafts, tables, projections, and other output (“Output”). Due to the nature of artificial intelligence and automated analysis, Output may:

Contain factual, mathematical, logical, formatting, or contextual errors.

Omit material information, misunderstand an instruction, or overstate the strength of available evidence.

Rely on incomplete, outdated, generalized, simulated, estimated, or inferred information.

Generate a citation, source, statistic, company, regulation, requirement, or market fact that does not exist or cannot be verified.

Produce different results from similar inputs or similar results for different users.

Reflect limitations or biases in the information supplied, automated systems, or available sources.

Output is not guaranteed to be unique, complete, current, accurate, reliable, legally compliant, or fit for a particular purpose. A confident tone, detailed explanation, score, table, or professional-looking document does not establish accuracy.

3. Your inputs determine the quality of Output

STRATEA relies substantially on information you provide, upload, select, or confirm. If your inputs are incomplete, inaccurate, speculative, outdated, inconsistent, or misleading, the Output may also be unreliable. STRATEA does not independently audit, authenticate, or verify every statement, document, number, ownership claim, market assumption, or third-party permission you provide.

You are responsible for ensuring that inputs are lawful, accurate, appropriately authorized, and free from information you are not permitted to disclose. You should redact unnecessary personal information, trade secrets, privileged material, and confidential client data before upload where appropriate.

4. Not professional advice

STRATEA is a software provider and planning assistant. STRATEA is not a law firm, accounting firm, investment adviser, broker-dealer, bank, lender, immigration consultant, immigration attorney, tax adviser, valuation firm, licensed financial planner, grant consultant, or government agency. Unless expressly stated in a separate signed agreement, STRATEA does not provide professional services and no professional-client, fiduciary, advisory, agency, partnership, or similar relationship is created by your use of the Services.

4.1 No legal, regulatory, or compliance advice

Output is not legal advice and must not be treated as a definitive statement of laws, regulations, licenses, permits, filing requirements, employment rules, securities obligations, consumer-protection requirements, privacy duties, contractual rights, or regulatory compliance. Laws and agency practices vary by location and change over time. Consult qualified counsel in the relevant jurisdiction before making legal or compliance decisions.

4.2 No tax or accounting advice

Output is not tax, accounting, audit, bookkeeping, assurance, or financial-reporting advice. Calculations and classifications may not follow applicable accounting standards, tax rules, reporting conventions, or filing requirements. A qualified accountant or tax professional should review financial statements, projections, tax assumptions, and submissions.

4.3 No investment, financing, or banking advice

Output is not investment advice, a securities recommendation, an offer or solicitation, a credit decision, a valuation opinion, or a recommendation to borrow, lend, invest, purchase, sell, or hold any asset or business interest. STRATEA does not assess your complete financial position, risk tolerance, suitability, creditworthiness, or legal eligibility.

4.4 No immigration or visa advice

Output relating to E-2, EB-5, L-1, start-up visas, work authorization, residency, immigration business plans, or similar matters is general planning information only. STRATEA does not determine eligibility, prepare legal submissions as counsel, represent users before an authority, or guarantee that a plan satisfies an immigration standard. Consult a qualified, licensed immigration professional before relying on or submitting any such material.

5. Business plans and feasibility analysis

A business plan produced or analyzed through STRATEA is a planning document based on assumptions and information available at a particular time. It does not establish that a business is viable, lawful, adequately funded, operationally ready, or likely to succeed.

Any feasibility score, readiness label, risk rating, confidence indicator, benchmark, recommendation, or “investor-ready” description is an automated planning signal, not an independent audit, certification, expert opinion, due-diligence report, credit assessment, valuation, or assurance engagement. Scores may change when inputs, methods, data, or product features change and should not be compared as if they were standardized industry ratings.

6. Financial projections and numerical outputs

Revenue forecasts, cash-flow forecasts, profit-and-loss projections, break-even estimates, runway calculations, funding needs, use-of-funds tables, valuations, market sizes, unit economics, pricing models, staffing costs, and other numerical Output are estimates based on assumptions. Actual results may differ materially because of market conditions, competition, customer behavior, pricing, capacity, financing, costs, taxes, regulation, execution, economic events, and other factors.

STRATEA does not guarantee the accuracy of formulas, currency conversions, benchmarks, assumptions, or imported figures. You must check calculations against source data, test multiple scenarios, document assumptions, and obtain professional review before using numerical Output for commitments, filings, investments, loans, or material business decisions.

7. Market research, competitors, and external information

Market, industry, customer, competitor, pricing, regulatory, and location information may be derived from information you provide, automated retrieval, third-party sources, public materials, estimates, or general knowledge. Such information may be incomplete, outdated, inaccurate, unavailable, or not representative of your specific market.

The appearance of a company, product, lender, investor, government program, association, source, or third party in Output does not mean that STRATEA has verified, endorsed, partnered with, or is affiliated with that party. You are responsible for checking primary and authoritative sources before reliance.

8. No guarantee of outcomes

STRATEA does not guarantee and makes no promise that use of the Services or any Output will result in:

Business launch, profitability, revenue, growth, customer acquisition, market acceptance, or successful execution.

Investment, financing, a bank or SBA loan, grant, credit approval, favorable terms, or successful fundraising.

Visa, immigration, license, permit, certification, regulatory approval, or government acceptance.

Acceptance by an investor, lender, attorney, consultant, client, school, reviewer, adjudicator, or other decision-maker.

A particular feasibility score, business valuation, competitive result, or return on investment.

Third parties apply their own standards, exercise independent judgment, and may require evidence or formats not available through STRATEA. Labels such as “investor-ready,” “bank-ready,” or similar wording describe an intended planning format and do not constitute approval or endorsement by any investor, lender, authority, or institution.

9. High-impact and consequential decisions

Do not use Output as the sole basis for decisions that could materially affect a person’s employment, housing, credit, lending, insurance, education, immigration status, legal rights, access to essential services, or other similarly significant interests. Human review by appropriately qualified decision-makers is required. You are responsible for ensuring that your use complies with applicable laws concerning discrimination, automated decision-making, consumer reporting, credit, employment, and professional practice.

10. Consultants, advisors, and client deliverables

Consultants, advisors, agencies, and other professionals remain fully responsible for their services, professional standards, client communications, confidentiality duties, source verification, and final deliverables. Using STRATEA does not transfer professional responsibility to STRATEA or make STRATEA a co-author, subcontracted professional, fiduciary, or representative of the user or client.

Before delivering Output to a client or third party, professional users must review and revise it, verify all facts and calculations, disclose AI assistance where required, obtain client permissions, and ensure the deliverable complies with professional, contractual, ethical, and legal obligations.

11. User responsibility and independent review

You are solely responsible for deciding whether and how to use Output. Before acting on Output, you should:

Review the complete document rather than relying on a score, summary, or isolated recommendation.

Verify facts, sources, dates, calculations, currency, legal requirements, and assumptions using authoritative materials.

Replace examples, placeholders, estimates, and generalized language with verified business-specific information.

Assess risks, alternatives, dependencies, and reasonably foreseeable changes.

Obtain review from qualified legal, financial, accounting, tax, immigration, or industry professionals where relevant.

Maintain records supporting claims and figures submitted to investors, lenders, agencies, clients, or other reviewers.

12. Third-party services and external links

The Services may refer or link to third-party websites, data, tools, templates, integrations, payment services, or other resources. Third-party services are controlled by their respective providers and may have separate terms, fees, security practices, and privacy policies. STRATEA does not warrant, control, or assume responsibility for third-party content or services. Access and use them at your own discretion and risk.

13. Intellectual property and publication

You are responsible for reviewing Output for possible copyright, trademark, confidentiality, publicity, privacy, contractual, and other third-party rights before using or publishing it. Automated Output may resemble content generated for others and may not qualify for intellectual-property protection in every jurisdiction. STRATEA does not guarantee that Output is unique, non-infringing, registrable, or free for unrestricted commercial use.

You must not represent unverified Output, invented citations, or automated analysis as independently researched or professionally certified. Any attribution, disclosure, or labeling required by law, contract, platform rules, academic rules, professional standards, or a receiving institution remains your responsibility.

14. Testimonials, examples, and educational content

Examples, demonstrations, sample plans, case studies, testimonials, scores, and marketing statements illustrate possible uses or experiences. They are not promises that every user will achieve the same or similar results. Unless expressly identified as a verified customer result, names, businesses, numbers, scenarios, and documents used in examples may be fictional, adapted, simplified, or illustrative.

15. Service availability and changes

The Services may be unavailable, delayed, interrupted, modified, limited, suspended, or discontinued. Features identified as beta, preview, experimental, evaluation, or early access may be less reliable, may produce unexpected results, and may change without notice. STRATEA does not guarantee uninterrupted access, permanent storage, error-free operation, compatibility with every file, or recovery of every project or Output. Maintain your own copies of important inputs and exported documents.

16. Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND ALL OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” STRATEA AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS DISCLAIM ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, CURRENTNESS, RELIABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

STRATEA DOES NOT WARRANT THAT THE SERVICES OR OUTPUT WILL MEET YOUR REQUIREMENTS; BE SECURE, AVAILABLE, UNINTERRUPTED, OR ERROR-FREE; PRODUCE ANY PARTICULAR RESULT; OR THAT DEFECTS OR INACCURACIES WILL BE CORRECTED. SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY EXCLUSIONS, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

17. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STRATEA AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, SAVINGS, BUSINESS OPPORTUNITY, GOODWILL, OR DATA; BUSINESS INTERRUPTION; COST OF SUBSTITUTE SERVICES; OR ANY DECISION, SUBMISSION, INVESTMENT, EXPENSE, COMMITMENT, OR ACTION BASED ON THE SERVICES OR OUTPUT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Any monetary cap, exclusions, exceptions, and claim procedures in the applicable STRATEA Terms of Use or signed customer agreement govern liability. Nothing in this Disclaimer excludes or limits liability that cannot lawfully be excluded or limited, or any non-waivable consumer right.

18. Changes to this Disclaimer

We may update this Disclaimer as the Services, business practices, or legal requirements change. We will post the revised version and update the “Last updated” date. Where required, we will provide additional notice of material changes. Your continued use after an update takes effect constitutes acknowledgment of the revised Disclaimer to the extent permitted by law.

19. Contact us

Questions about this Disclaimer may be directed to:

  • Company: Innolandsolution, business as STRATEA AI
  • Address: 145 Rockyledge VW, Calgary, Alberta, Canada T3G 5Y5
  • Email: [email protected]
  • Website: https://stratea.ai/
  • Application: https://app.stratea.ai/
  • Hotline: +1 780-655-6998